{"id":40053,"date":"2023-03-31T05:27:40","date_gmt":"2023-03-31T05:27:40","guid":{"rendered":"https:\/\/hoptraveler.com\/index.php\/2023\/03\/31\/advice-to-my-younger-self-about-credit-cards-the-points-guy\/"},"modified":"2023-03-31T05:27:40","modified_gmt":"2023-03-31T05:27:40","slug":"advice-to-my-youthful-self-about-bank-cards-the-points-guy","status":"publish","type":"post","link":"https:\/\/hoptraveler.com\/index.php\/2023\/03\/31\/advice-to-my-youthful-self-about-bank-cards-the-points-guy\/","title":{"rendered":"Advice to my youthful self about bank cards – The Points Guy"},"content":{"rendered":"

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Editor\u2019s be aware: This is a recurring put up, commonly up to date with new data and gives.<\/em><\/p>\n

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Some folks acquire stamps, whereas others acquire buying and selling playing cards or cash. But for those who\u2019re like many people at TPG, you possible acquire bank cards.<\/p>\n

With 10 bank cards in my pockets, chances are high that I’ve extra expertise with credit score than the typical 20-something.<\/p>\n

I\u2019m proud to say that I’ve by no means missed a cost whereas juggling practically a dozen bank cards. In flip, my bank cards have helped me earn 1000’s of factors and miles for journey to locations far and vast \u2014 all whereas build up an excellent credit score rating<\/a>.<\/p>\n

Based on what I do know now, listed here are the six classes about credit score I might have preferred to inform my youthful self.<\/p>\n

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Get began<\/h2>\n

There\u2019s a quote attributed to Norman Vincent Peale: \u201cAny action is better than no action at all.\u201d This precept applies to numerous sides of life, nevertheless it particularly rings true for credit score newbies.<\/p>\n

For most of us, your first card in all probability will not be The Platinum Card\u00ae from American Express<\/a><\/span>. Not solely does this luxurious journey card include a $695 annual price (see charges and charges<\/a>), it additionally requires to wonderful credit score rating to qualify<\/a>.<\/p>\n

To be permitted for a premium card just like the Amex Platinum, you\u2019ll want adequate credit score historical past to show to issuers that you would be able to make month-to-month funds. That\u2019s why creating a credit score technique as quickly as potential is essential \u2014 even for those who\u2019re not making use of for a premium card.<\/p>\n

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