{"id":40083,"date":"2023-03-31T10:32:22","date_gmt":"2023-03-31T10:32:22","guid":{"rendered":"https:\/\/hoptraveler.com\/index.php\/2023\/03\/31\/chase-sapphire-reserve-and-ink-preferred-combo-the-points-guy\/"},"modified":"2023-03-31T10:32:23","modified_gmt":"2023-03-31T10:32:23","slug":"chase-sapphire-reserve-and-ink-preferred-combo-the-points-guy","status":"publish","type":"post","link":"https:\/\/hoptraveler.com\/index.php\/2023\/03\/31\/chase-sapphire-reserve-and-ink-preferred-combo-the-points-guy\/","title":{"rendered":"Chase Sapphire Reserve and Ink Preferred combo &#8211; The Points Guy"},"content":{"rendered":"<p> [ad_1]<br \/>\n<\/p>\n<div>\n<hr class=\"jsx-924131068\"\/>\n<p>The <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-reserve%e2%84%a0\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">Chase Sapphire Reserve\u00ae<\/a><\/span> and the <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-preferred%e2%84%a0-credit-card\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">Ink Business Preferred\u00ae Credit Card<\/a><\/span> are two of our favourite <a href=\"https:\/\/thepointsguy.com\/credit-cards\/travel\/\" target=\"_blank\" rel=\"noopener\">journey rewards playing cards<\/a>. Most vacationers solely get considered one of these playing cards, however there&#8217;s an argument for some households to have each playing cards.<\/p>\n<p>In explicit, some {couples} could profit by one individual getting the <a href=\"https:\/\/thepointsguy.com\/guide\/chase-sapphire-reserve-review\/\" target=\"_blank\" rel=\"noopener\">Chase Sapphire Reserve<\/a> and the opposite individual getting the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/ink-business-preferred-card-review\/\" target=\"_blank\" rel=\"noopener\">Ink Business Preferred<\/a>. These playing cards can kind the right mixture for {couples} who generally journey individually or use journey suppliers that require vacationers to make use of a bank card of their title when reserving journey. Here&#8217;s why.<\/p>\n<p><a id=\"card-benefits\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Card advantages<\/h2>\n<p>The <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-reserve%e2%84%a0\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">Chase Sapphire Reserve<\/a><\/span> and <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-preferred%e2%84%a0-credit-card\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">Ink Business Preferred<\/a><\/span> every present useful perks. Here&#8217;s a fast overview of those two playing cards:<\/p>\n<div class=\"jsx-3640525113 tpg-table \">\n<div tabindex=\"0\" class=\"jsx-3640525113\">\n<table class=\"jsx-3640525113\">\n<thead class=\"jsx-3640525113\">\n<tr class=\"jsx-3640525113\">\n<th class=\"jsx-3640525113\"\/>\n<th class=\"jsx-3640525113\">Chase Sapphire Reserve<\/th>\n<th class=\"jsx-3640525113\">Ink Business Preferred<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"jsx-3640525113\">\n<tr class=\"jsx-3640525113\">\n<td>Sign-up bonus<\/td>\n<td>60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening.<\/td>\n<td>100,000 bonus factors after spending $15,000 on purchases within the first three months after account opening.<\/td>\n<\/tr>\n<tr class=\"jsx-3640525113\">\n<td>Earning charges<\/td>\n<td>10 factors per greenback on inns and automotive leases while you buy by Chase Ultimate Rewards (after the primary $300 is spent on journey purchases yearly).<\/p>\n<p>10 factors per greenback on Chase Dining purchases with Ultimate Rewards.<\/p>\n<p>5 factors per greenback on flights while you buy by Chase Ultimate Rewards (after the primary $300 is spent on journey purchases yearly).<\/p>\n<p>3 factors per greenback on different journey (after the primary $300 is spent on journey purchases yearly).<\/p>\n<p>3 factors per greenback on different eating at eating places, together with eligible supply providers, takeout and eating out.<\/p>\n<p>1 level per greenback on all different purchases.<\/p>\n<\/td>\n<td>3 factors per greenback on the primary $150,000 spent in mixed purchases within the following classes every account anniversary yr: Shipping purchases, journey, promoting purchases made with social media websites and search engines like google and yahoo and web, cable and cellphone providers.<\/p>\n<p>1 level per greenback on all different purchases.<\/p>\n<\/td>\n<\/tr>\n<tr class=\"jsx-3640525113\">\n<td>Redemption fee for journey by Chase Ultimate Rewards.<\/td>\n<td>1.5 cents per level.<\/td>\n<td>1.25 cents per level.<\/td>\n<\/tr>\n<tr class=\"jsx-3640525113\">\n<td>Annual journey credit score<\/td>\n<td>$300.<\/td>\n<td>None.<\/td>\n<\/tr>\n<tr class=\"jsx-3640525113\">\n<td>Annual price<\/td>\n<td>$550; $75 for every licensed person.<\/td>\n<td>$95; no extra price for worker playing cards.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p>Both playing cards additionally provide useful <a href=\"https:\/\/thepointsguy.com\/credit-cards\/travel-insurance\/\" target=\"_blank\" rel=\"noopener\">journey insurance coverage<\/a>, together with <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cards-with-trip-delay-reimbursement\/\" target=\"_blank\" rel=\"noopener\">journey delay reimbursement<\/a>, <a href=\"https:\/\/thepointsguy.com\/guide\/which-credit-cards-cover-baggage-delays\/\" target=\"_blank\" rel=\"noopener\">baggage delay insurance coverage<\/a>, <a href=\"https:\/\/thepointsguy.com\/guide\/lost-delayed-luggage\/\" target=\"_blank\" rel=\"noopener\">misplaced baggage reimbursement<\/a> and <a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-card-trip-cancellation-interruption-protection\/\" target=\"_blank\" rel=\"noopener\">journey cancellation and interruption insurance coverage<\/a>.<\/p>\n<p>However, the <a href=\"https:\/\/thepointsguy.com\/news\/chase-sapphire-cards-insurance-benefits-which-is-better\/\" target=\"_blank\" rel=\"noopener\">journey insurance coverage provided by the Chase Sapphire Reserve<\/a> is barely higher. For instance, for those who pay on your frequent service fare with the Ink Business Preferred, journey delay reimbursement requires a 12-hour (or in a single day) delay. In distinction, for those who pay with the Chase Sapphire Reserve, it solely requires a six-hour (or in a single day) delay.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/chase-card-trifecta\/\" target=\"_blank\" rel=\"noopener\">The energy of the Chase Trifecta: Sapphire Reserve, Ink Preferred and Freedom Unlimited<\/a><\/strong><\/p>\n<p><a id=\"2-is-better-than-1\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">2 is best than 1<\/h2>\n<figure class=\"jsx-19345235 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-185092990 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.66666666666666%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%;background-size:cover;background-position:0% 0%;filter:blur(20px);background-image:url(&quot;data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAQAAAACCAIAAADwyuo0AAAACXBIWXMAAAsTAAALEwEAmpwYAAAAJUlEQVQImQEaAOX\/ANWzm+C+p\/\/8\/P\/37AD\/wZJINCAABRiLdWnmmA62gvWtBwAAAABJRU5ErkJggg==&quot;)\"\/><noscript><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/ywAAAAAAQABAAACAUwAOw==\" fifu-lazy=\"1\" fifu-data-sizes=\"auto\" 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1600w\" alt=\"\" sizes=\"100vw\" srcset=\"https:\/\/i1.wp.com\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/Couple-shopping-on-their-laptop-at-home-using-credit-card_-Marko-Geber.jpg?width=640+640w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F03%2FCouple-shopping-on-their-laptop-at-home-using-credit-card_-Marko-Geber.jpg%3Fwidth%3D750+750w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F03%2FCouple-shopping-on-their-laptop-at-home-using-credit-card_-Marko-Geber.jpg%3Fwidth%3D828+828w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F03%2FCouple-shopping-on-their-laptop-at-home-using-credit-card_-Marko-Geber.jpg%3Fwidth%3D1080+1080w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F03%2FCouple-shopping-on-their-laptop-at-home-using-credit-card_-Marko-Geber.jpg%3Fwidth%3D1200+1200w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F03%2FCouple-shopping-on-their-laptop-at-home-using-credit-card_-Marko-Geber.jpg%3Fwidth%3D1920+1920w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F03%2FCouple-shopping-on-their-laptop-at-home-using-credit-card_-Marko-Geber.jpg%3Fwidth%3D2048+2048w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F03%2FCouple-shopping-on-their-laptop-at-home-using-credit-card_-Marko-Geber.jpg%3Fwidth%3D3840+3840w&ssl=1\" fifu-data-src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/Couple-shopping-on-their-laptop-at-home-using-credit-card_-Marko-Geber.jpg?width=3840\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" loading=\"lazy\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-19345235 figcaption\">MARKO GEBER\/GETTY IMAGES<\/figcaption><\/figure>\n<p>You would possibly think about getting the <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-reserve%e2%84%a0\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">Chase Sapphire Reserve<\/a><\/span> and paying an extra $75 annual price so as to add your companion as an <a href=\"https:\/\/thepointsguy.com\/guide\/best-authorized-user-credit-cards\/\" target=\"_blank\" rel=\"noopener\">authorized person<\/a>.<\/p>\n<p>After all, <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/spouses-sapphire-reserve\/\" target=\"_blank\" rel=\"noopener\">Chase Sapphire Reserve licensed customers<\/a> get a card of their title, together with entry to the usual incomes charges and journey insurance coverage when utilizing the cardboard, and a <a href=\"https:\/\/thepointsguy.com\/guide\/all-about-priority-pass-program\/\" target=\"_blank\" rel=\"noopener\">Priority Pass Select membership<\/a>.<\/p>\n<div class=\"EmailSignUp_container__XqB82\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 130 124\" fill=\"none\"><circle cx=\"62\" cy=\"62\" fill=\"url(#a)\" r=\"62\"\/><mask id=\"b\" style=\"mask-type:alpha\" maskunits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"124\" height=\"124\"><circle cx=\"62\" cy=\"62\" fill=\"#fff\" r=\"62\"\/><\/mask><g 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stop-color=\"#48A5C1\"\/><\/lineargradient><lineargradient id=\"w\" x1=\"53.528\" y1=\"43.427\" x2=\"55.457\" y2=\"153.913\" gradientunits=\"userSpaceOnUse\"><stop stop-color=\"#00FFF3\"\/><stop offset=\"1\" stop-color=\"#48A5C1\"\/><\/lineargradient><lineargradient id=\"y\" x1=\"3.999\" y1=\"108.03\" x2=\"3.895\" y2=\"102.046\" gradientunits=\"userSpaceOnUse\"><stop stop-color=\"#23698C\"\/><stop offset=\"1\" stop-color=\"#3689AA\"\/><\/lineargradient><lineargradient id=\"A\" x1=\"4.447\" y1=\"101.588\" x2=\"4.342\" y2=\"95.577\" gradientunits=\"userSpaceOnUse\"><stop stop-color=\"#23698C\"\/><stop offset=\"1\" stop-color=\"#3689AA\"\/><\/lineargradient><lineargradient id=\"C\" x1=\"5.204\" y1=\"95.15\" x2=\"5.081\" y2=\"88.097\" gradientunits=\"userSpaceOnUse\"><stop stop-color=\"#23698C\"\/><stop offset=\"1\" stop-color=\"#3689AA\"\/><\/lineargradient><\/defs><\/svg><\/p>\n<div class=\"EmailSignUp_form__a_UTq\">\n<p>Sign up for our day by day e-newsletter<\/p>\n<\/div>\n<\/div>\n<p>But by paying a barely larger mixed annual price, your companion might get their very own <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-preferred%e2%84%a0-credit-card\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">Ink Business Preferred<\/a><\/span>. They&#8217;d should be <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ways-you-might-be-eligible-for-business-credit-card\/\" target=\"_blank\" rel=\"noopener\">eligible for a small-business card<\/a>, however many hobbies and facet hustles can qualify you for a small-business card.<\/p>\n<p>The Ink Business Preferred&#8217;s present sign-up bonus \u2014 100,000 bonus factors after spending $15,000 on purchases within the first three months after account opening \u2014 is actually interesting. Based on <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">TPG&#8217;s valuations<\/a>, this bonus is price about $2,000.<\/p>\n<p>By getting and preserving each playing cards, you may additionally get entry to 2 units of <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/full-guide-to-chase-offers\/\" target=\"_blank\" rel=\"noopener\">Chase Offers<\/a>. And you may have two separate accounts that earn nicely on journey purchases if considered one of your playing cards turns into compromised whereas touring collectively.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/why-you-should-carry-a-backup-credit-card-while-traveling\/\" target=\"_blank\" rel=\"noopener\">Why it is best to carry a backup bank card whereas touring<\/a><\/strong><\/p>\n<p><a id=\"transfer-rewards-between-accounts\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Transfer rewards between accounts<\/h2>\n<figure class=\"jsx-19345235 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-185092990 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%;background-size:cover;background-position:0% 0%;filter:blur(20px);background-image:url(&quot;data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAQAAAADCAIAAAA7ljmRAAAACXBIWXMAAAsTAAALEwEAmpwYAAAAL0lEQVQImWNgYOFiZGIQ52Jg5eRkMDK36WzvrE3xKkwLYfj\/7393Z3tFapCuPBsAlYIK9tY0faYAAAAASUVORK5CYII=&quot;)\"\/><noscript><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/ywAAAAAAQABAAACAUwAOw==\" fifu-lazy=\"1\" fifu-data-sizes=\"auto\" 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1600w\" alt=\"\" sizes=\"100vw\" srcset=\"https:\/\/i3.wp.com\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/Couple-using-laptop-and-holding-credit-card-at-home_VioletaStoimenova.jpg?width=640+640w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F03%2FCouple-using-laptop-and-holding-credit-card-at-home_VioletaStoimenova.jpg%3Fwidth%3D750+750w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F03%2FCouple-using-laptop-and-holding-credit-card-at-home_VioletaStoimenova.jpg%3Fwidth%3D828+828w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F03%2FCouple-using-laptop-and-holding-credit-card-at-home_VioletaStoimenova.jpg%3Fwidth%3D1080+1080w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F03%2FCouple-using-laptop-and-holding-credit-card-at-home_VioletaStoimenova.jpg%3Fwidth%3D1200+1200w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F03%2FCouple-using-laptop-and-holding-credit-card-at-home_VioletaStoimenova.jpg%3Fwidth%3D1920+1920w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F03%2FCouple-using-laptop-and-holding-credit-card-at-home_VioletaStoimenova.jpg%3Fwidth%3D2048+2048w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F03%2FCouple-using-laptop-and-holding-credit-card-at-home_VioletaStoimenova.jpg%3Fwidth%3D3840+3840w&ssl=1\" fifu-data-src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/Couple-using-laptop-and-holding-credit-card-at-home_VioletaStoimenova.jpg?width=3840\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" loading=\"lazy\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-19345235 figcaption\">VIOLETASTOIMENOVA\/GETTY IMAGES<\/figcaption><\/figure>\n<p>You would possibly fear that one adverse of you and your companion having a number of <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/\" target=\"_blank\" rel=\"noopener\">Chase playing cards<\/a> is that your factors can be separated. But Chase helps you to <a href=\"https:\/\/thepointsguy.com\/guide\/transfer-ultimate-rewards-points-between-accounts\/\" target=\"_blank\" rel=\"noopener\">mix Chase Ultimate Rewards factors<\/a> with &#8220;one other Chase card with Ultimate Rewards belonging to you or one member of your family or proprietor of the corporate.&#8221;<\/p>\n<p>So, you possibly can mix your factors in case your companion is a family member. This is especially necessary if you wish to redeem factors for journey by the <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-rewards-travel-portal\/\" target=\"_blank\" rel=\"noopener\">Chase Ultimate Rewards portal<\/a> since Chase Sapphire Reserve accounts can achieve this at a fee of 1.5 cents per level \u2014 0.25 cents per level larger than the speed you&#8217;d get for those who redeemed from an Ink Business Preferred account.<\/p>\n<p>But it is also helpful for those who plan to redeem your Ultimate Rewards factors by transferring to considered one of <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-rewards-transfer-times\/\" target=\"_blank\" rel=\"noopener\">Chase&#8217;s 14 switch companions<\/a>. After all, you possibly can solely switch factors to &#8220;companion program accounts belonging to you or one extra family member who&#8217;s listed as a certified person in your Chase bank card account.&#8221;<\/p>\n<p>So, in case your companion wanted extra <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-guide-flying-blue\/\" target=\"_blank\" rel=\"noopener\">Flying Blue factors<\/a> to ebook an award flight and would not have sufficient Ultimate Rewards factors of their account, you would transfer Ultimate Rewards factors out of your account to theirs (even when they are not a certified person in your account). Then, they may switch Ultimate Rewards factors to Flying Blue for his or her redemption.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/redeeming-chase-ultimate-rewards-maximum-value\/\" target=\"_blank\" rel=\"noopener\">How to redeem Chase Ultimate Rewards factors for max worth<\/a><\/strong><\/p>\n<p><a id=\"alternate-combinations\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Alternate mixtures<\/h2>\n<p>You would possibly wonder if you would substitute both of the playing cards on this mixture and nonetheless get comparable advantages. Here&#8217;s a have a look at two alternate mixtures you would possibly think about:<\/p>\n<h3>Chase Sapphire Preferred Card as an alternative of the Chase Sapphire Reserve<\/h3>\n<figure class=\"jsx-19345235 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-185092990 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%;background-size:cover;background-position:0% 0%;filter:blur(20px);background-image:url(&quot;data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAQAAAADCAIAAAA7ljmRAAAACXBIWXMAAAsTAAALEwEAmpwYAAAAMElEQVQImWNYvn7zkdOX1y9f\/uv\/f4ZID5spEzr9Pb2qswsYarNTwx30BRkYCmNDAKDHEWlVDYO\/AAAAAElFTkSuQmCC&quot;)\"\/><noscript><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/ywAAAAAAQABAAACAUwAOw==\" fifu-lazy=\"1\" fifu-data-sizes=\"auto\" 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https:\/\/i1.wp.com\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/GettyImages-1098012646.jpg?width=640+640w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F01%2FGettyImages-1098012646.jpg%3Fwidth%3D750+750w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F01%2FGettyImages-1098012646.jpg%3Fwidth%3D828+828w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F01%2FGettyImages-1098012646.jpg%3Fwidth%3D1080+1080w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F01%2FGettyImages-1098012646.jpg%3Fwidth%3D1200+1200w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F01%2FGettyImages-1098012646.jpg%3Fwidth%3D1920+1920w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F01%2FGettyImages-1098012646.jpg%3Fwidth%3D2048+2048w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F01%2FGettyImages-1098012646.jpg%3Fwidth%3D3840+3840w&ssl=1&w=1600&resize=1600&ssl=1 1600w\" alt=\"\" sizes=\"100vw\" srcset=\"https:\/\/i1.wp.com\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/GettyImages-1098012646.jpg?width=640+640w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F01%2FGettyImages-1098012646.jpg%3Fwidth%3D750+750w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F01%2FGettyImages-1098012646.jpg%3Fwidth%3D828+828w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F01%2FGettyImages-1098012646.jpg%3Fwidth%3D1080+1080w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F01%2FGettyImages-1098012646.jpg%3Fwidth%3D1200+1200w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F01%2FGettyImages-1098012646.jpg%3Fwidth%3D1920+1920w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F01%2FGettyImages-1098012646.jpg%3Fwidth%3D2048+2048w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F01%2FGettyImages-1098012646.jpg%3Fwidth%3D3840+3840w&ssl=1\" fifu-data-src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/GettyImages-1098012646.jpg?width=3840\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" loading=\"lazy\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-19345235 figcaption\">HISPANOLISTIC\/GETTY IMAGES<\/figcaption><\/figure>\n<p>You would possibly think about getting the <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-preferred-card\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">Chase Sapphire Preferred\u00ae Card<\/a><\/span> as an alternative of the Chase Sapphire Reserve. After all, the Chase Sapphire Preferred Card has a considerably decrease $95 annual price, would not cost an extra price for licensed customers and affords 3 factors per greenback on on-line grocery purchases and choose streaming providers.<\/p>\n<p>But, the <a href=\"https:\/\/thepointsguy.com\/guide\/chase-sapphire-preferred-review\/\" target=\"_blank\" rel=\"noopener\">Chase Sapphire Preferred<\/a> solely provides 1.25 cents per level while you redeem for journey booked by the <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-rewards-travel-portal\/\" target=\"_blank\" rel=\"noopener\">Chase Ultimate Rewards journey portal<\/a> (whereas the Chase Sapphire Reserve provides 1.5 cents per level). And the Chase Sapphire Preferred Card earns fewer factors than the Chase Sapphire Reserve on most journey.<\/p>\n<p>Plus, the Chase Sapphire Reserve gives a <a href=\"https:\/\/thepointsguy.com\/guide\/best-credit-cards-priority-pass-lounge-access\/\" target=\"_blank\" rel=\"noopener\">Priority Pass Select membership<\/a> and an as much as $100 <a href=\"https:\/\/thepointsguy.com\/guide\/things-to-know-global-entry\/\" target=\"_blank\" rel=\"noopener\">Global Entry<\/a>, <a href=\"https:\/\/thepointsguy.com\/guide\/is-tsa-precheck-worth-it\/\" target=\"_blank\" rel=\"noopener\">TSA PreCheck<\/a> or <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/credit-cards-reimburse-nexus-application\/\" target=\"_blank\" rel=\"noopener\">Nexus<\/a> utility price credit score each 4 years.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/chase-sapphire-preferred-vs-chase-sapphire-reserve\/\" target=\"_blank\" rel=\"noopener\">Chase Sapphire showdown: Sapphire Preferred vs. Sapphire Reserve<\/a><\/strong><\/p>\n<h3>Chase Sapphire Preferred Card as an alternative of the Ink Business Preferred<\/h3>\n<figure class=\"jsx-19345235 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-185092990 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.75%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%;background-size:cover;background-position:0% 0%;filter:blur(20px);background-image:url(&quot;data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAQAAAADCAIAAAA7ljmRAAAACXBIWXMAAAsTAAALEwEAmpwYAAAAMElEQVQImWP4\/\/f\/k1u3l09oE2JgYFjV37o5N6AwwNU2KIqhPyO6wFyNVduMwcADAH9xD354undoAAAAAElFTkSuQmCC&quot;)\"\/><noscript><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/ywAAAAAAQABAAACAUwAOw==\" fifu-lazy=\"1\" fifu-data-sizes=\"auto\" 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1600w\" alt=\"\" sizes=\"100vw\" srcset=\"https:\/\/i0.wp.com\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/Elderly-Couple-Credit-Card_RgStudio.jpg?width=640+640w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2022%2F12%2FElderly-Couple-Credit-Card_RgStudio.jpg%3Fwidth%3D750+750w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2022%2F12%2FElderly-Couple-Credit-Card_RgStudio.jpg%3Fwidth%3D828+828w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2022%2F12%2FElderly-Couple-Credit-Card_RgStudio.jpg%3Fwidth%3D1080+1080w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2022%2F12%2FElderly-Couple-Credit-Card_RgStudio.jpg%3Fwidth%3D1200+1200w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2022%2F12%2FElderly-Couple-Credit-Card_RgStudio.jpg%3Fwidth%3D1920+1920w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2022%2F12%2FElderly-Couple-Credit-Card_RgStudio.jpg%3Fwidth%3D2048+2048w%2C+https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2022%2F12%2FElderly-Couple-Credit-Card_RgStudio.jpg%3Fwidth%3D3840+3840w&ssl=1\" fifu-data-src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/12\/Elderly-Couple-Credit-Card_RgStudio.jpg?width=3840\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" loading=\"lazy\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-19345235 figcaption\">RGSTUDIO\/GETTY IMAGES<\/figcaption><\/figure>\n<p>You may also think about getting the <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-preferred-card\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">Chase Sapphire Preferred<\/a><\/span> as an alternative of the <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-preferred%e2%84%a0-credit-card\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">Ink Business Preferred<\/a><\/span>, particularly for those who aren&#8217;t eligible for a <a href=\"https:\/\/thepointsguy.com\/guide\/guide-to-applying-small-business-credit-cards\/\" target=\"_blank\" rel=\"noopener\">enterprise bank card<\/a>.<\/p>\n<p>The two playing cards provide comparable journey insurance coverage and annual charges. And the <a href=\"https:\/\/thepointsguy.com\/guide\/chase-sapphire-preferred-review\/\" target=\"_blank\" rel=\"noopener\">Chase Sapphire Preferred<\/a> affords some extra bonus classes and as much as <a href=\"https:\/\/thepointsguy.com\/guide\/chase-sapphire-preferred-hotel-credit\/\" target=\"_blank\" rel=\"noopener\">$50 in assertion credit<\/a> every account anniversary yr for resort stays bought by Chase Ultimate Rewards.<\/p>\n<p>But, for those who go for the Chase Sapphire Preferred as an alternative of the Ink Business Preferred, you&#8217;d miss out on the Ink Business Preferred bonus classes. In explicit, you&#8217;d earn much less on most journey purchases.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/ink-business-over-sapphire-reserve\/\" target=\"_blank\" rel=\"noopener\">Why I selected the Ink Business Preferred over the Chase Sapphire Reserve<\/a><\/strong><\/p>\n<p><a id=\"bottom-line\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Bottom line<\/h2>\n<p>In this publish, I mentioned why the <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-reserve%e2%84%a0\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">Chase Sapphire Reserve<\/a><\/span> and the <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-preferred%e2%84%a0-credit-card\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">Ink Business Preferred<\/a><\/span> card mixture is an effective alternative for {couples} who journey steadily. In explicit, this mixture is finest for {couples} who generally journey individually and sometimes have to ebook journey on a card of their title.<\/p>\n<p>However, some {couples} could get higher worth from an alternate <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ultimate-guide-credit-card-pairings\/\" target=\"_blank\" rel=\"noopener\">card mixture<\/a> or from merely opening one card account and including an <a href=\"https:\/\/thepointsguy.com\/news\/everything-you-need-to-know-about-authorized-users\/\" target=\"_blank\" rel=\"noopener\">authorized person<\/a>. So, think about how you may use your playing cards and redeem your rewards when deciding on a <a href=\"https:\/\/thepointsguy.com\/guide\/new-year-credit-card-inventory-strategies\/\" target=\"_blank\" rel=\"noopener\">bank card technique<\/a>.<\/p>\n<\/div>\n<p>[ad_2]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[ad_1] The Chase Sapphire Reserve\u00ae and the Ink Business Preferred\u00ae Credit Card are two of our favourite journey rewards playing cards. Most vacationers solely get considered one of these playing cards, however there&#8217;s an argument for some households to have each playing cards. In explicit, some {couples} could profit by one individual getting the Chase [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":40085,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/thepointsguy.freetls.fastly.net\/us\/originals\/2019\/03\/TPG_Wallet-Shots_090718_12-copy.jpg","fifu_image_alt":"","footnotes":""},"categories":[22],"tags":[],"class_list":{"0":"post-40083","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/hoptraveler.com\/index.php\/wp-json\/wp\/v2\/posts\/40083","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hoptraveler.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hoptraveler.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hoptraveler.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hoptraveler.com\/index.php\/wp-json\/wp\/v2\/comments?post=40083"}],"version-history":[{"count":0,"href":"https:\/\/hoptraveler.com\/index.php\/wp-json\/wp\/v2\/posts\/40083\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hoptraveler.com\/index.php\/wp-json\/wp\/v2\/media\/40085"}],"wp:attachment":[{"href":"https:\/\/hoptraveler.com\/index.php\/wp-json\/wp\/v2\/media?parent=40083"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hoptraveler.com\/index.php\/wp-json\/wp\/v2\/categories?post=40083"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hoptraveler.com\/index.php\/wp-json\/wp\/v2\/tags?post=40083"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}