Points of View: Which bank card do you have to use for Wyndham stays?

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Points of View: Which bank card do you have to use for Wyndham stays?


There is a variety of resort choices within the Wyndham Rewards program — from budget-friendly motels like Days Inn and Super 8 by means of Ramada and Tryp to upscale manufacturers like Wyndham Grand and Registry Collection Hotels. That contains Caesars Rewards places as effectively, due to its partnership with Wyndham.

With so many choices to select from, which bank card do you have to use to pay for a Wyndham Rewards resort: a Wyndham Rewards card or one thing else? Here’s a better look.

Comparing bank cards for a Wyndham resort keep

Aside from utilizing a Wyndham cobranded bank card, you may also think about using a very good journey rewards card that earns transferable factors. Let’s take a look at some frequent choices and what you could possibly get when utilizing these playing cards.

Card identify Earning charge at Wyndham motels Value of the rewards earned* Wyndham-related advantages from the cardboard Annual price
Wyndham Rewards Earner® Business Card 8 factors per greenback. 8.8 cents. Complimentary top-tier Diamond standing gives advantages like late checkout, a welcome reward at check-in, early check-in, upgrades to suites at check-in (primarily based on availability), standing match alternatives with Caesars Rewards, elite standing perks with Avis and Budget automobile rental applications, 20% bonus factors on paid stays and the flexibility to reward Gold standing to somebody.

Redeem 10% fewer factors on Go Free award redemptions.

Access to diminished charges on resort bookings.

15,000 bonus factors in your cardholder anniversary annually.

$95.
Wyndham Rewards Earner® Plus Card 6 factors per greenback. 6.6 cents. Complimentary Platinum standing gives advantages like late checkout, early check-in, upgrades to most well-liked rooms at check-in (primarily based on availability), standing match alternatives with Caesars Rewards, elite standing perks with Avis and Budget automobile rental applications and 15% bonus factors on paid stays.

Redeem 10% fewer factors on Go Free award redemptions.

Access to diminished charges on resort bookings.

7,500 bonus factors in your cardholder anniversary annually.

$75.
Wyndham Rewards Earner® Card 5 factors per greenback. 5.5 cents. Complimentary Gold standing gives advantages like late checkout, upgrades to most well-liked rooms at check-in (primarily based on availability) and 10% bonus factors on paid stays.

Redeem 10% fewer factors on Go Free award redemptions.

Access to diminished charges on resort bookings.

7,500 bonus factors in your cardholder anniversary annually.

$0.
American Express® Green Card 3 factors per greenback. 6 cents. None. $150 (see charges and costs).
Chase Sapphire Reserve 3 factors per greenback (or 10 factors per greenback if booked by way of the Chase journey portal). 6 cents (or 20 cents). None. $550.
Citi Premier® Card 3 factors per greenback. 5.4 cents. None. $95.
Capital One Venture X Rewards Credit Card 2 miles per greenback (or 10 miles per greenback if booked by way of the Capital One Travel portal). 3.7 cents (or 18.5 cents) None. $395.

* Bonus worth is an estimated worth calculated by TPG and never the cardboard issuer.

The info for the Wyndham Earner Business and Amex Green playing cards has been collected independently by The Points Guy. The card particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Which card do you have to use?

In lots of life’s decisions, you possibly can’t have every part you need on the identical time. However, with Wyndham resort stays, that is not essentially true. The most essential advantages given to you by having a Wyndham bank card do not require you to really pay with that bank card to obtain the perk.

Related: Which Wyndham Rewards bank card is best for you?

For instance, for those who maintain the Wyndham Earner Plus card, you will take pleasure in advantages like late checkout and room upgrades no matter what bank card you pay with throughout your keep. Interestingly, this even applies to the “cardmember discounted charge” for saving cash on resort bookings. The phrases and circumstances of this profit do not require you to pay with a Wyndham card to unlock the cardmember discounted charges. You can take pleasure in this profit so long as you’re logged in to your related account when reserving on-line or by offering your account quantity if reserving over the telephone.

Related: The final information to incomes and redeeming Wyndham Rewards

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Costa Blu Beach Resort, Trademark Collection by Wyndham in Belize. WYNDHAM REWARDS

You’ll additionally take pleasure in different advantages with Wyndham Rewards no matter which card you utilize to settle your remaining invoice. This contains incomes bonus factors related along with your elite standing tier. Members earn 10 factors per greenback, and elite members can earn 10%, 15% or 20% further factors, relying on their standing. This is not contingent on paying with a Wyndham bank card. You additionally needn’t pay with a Wyndham bank card to make the most of the diminished charge on Go Free (free evening awards) redemptions; this profit permits cardholders to make use of 10% fewer factors on award stays.

Related: The 14 finest Wyndham properties to e-book with factors

Furthermore, you possibly can take pleasure in a singular good thing about Wyndham Rewards: rollover nights. Here’s how this works: You want 9 nights per yr to qualify for Platinum standing and 24 nights to qualify for Diamond. If you keep 15 nights with Wyndham this yr, you could have six nights greater than you wanted for Platinum however not sufficient to achieve Diamond standing. Those further nights will roll over into subsequent yr to offer you a head begin. And this profit is obtainable no matter the way you pay on your stays all year long.

Since these advantages will apply no matter the way you pay, the query turns into what kind of factors and what number of of them you need to earn.

Related: 17 methods to earn Wyndham Rewards factors on your subsequent redemption

Do you need to earn an 8.8% return on spending (in response to TPG’s valuations) however have factors that may solely be utilized in a technique (i.e., with Wyndham Rewards)? This is your path for those who pay with the Wyndham Earner Business card. Or would you like to earn a 5.4% return on spending with the Citi Premier Card and have choices for use your factors, together with transferring them to Wyndham for resort redemptions?

It’s additionally value stating you can earn extra rewards by reserving by means of the Chase portal or Capital One portal. However, you’ll possible forgo your standing perks and advantages, since these are thought-about third-party bookings.

The Viva Wyndham Azteca all-inclusive property in Playa del Carmen, Mexico. KATIE GENTER/THE POINTS GUY

Bottom line

There are many resort bank cards and quite a few different journey rewards bank cards that you could possibly use to pay for an upcoming resort keep at a Wyndham property. Whether you are staying at the most costly or most inexpensive resort within the Wyndham Rewards program, the way in which you earn factors and the perks obtainable to you will not change. Thus, the choice hinges on the kind of factors you need to earn — Wyndham Rewards factors or transferable factors — and the worth you assign to them.

Editor’s be aware: “Points of View” is a collection evaluating choices on which bank card to make use of. If you’re going through a dilemma about which card is finest for an upcoming fee, e mail us at tips@thepointsguy.com.

Also on this collection:

For charges and costs of the Amex Green card, click on right here.

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