Citi is a TPG promoting accomplice.
If you are seeking to begin off 2023 with a pleasant haul of transferable factors, time’s operating out on among the finest, elevated bank card gives on the market.
The Citi Premier® Card at present has the most effective publicly out there welcome provide we’ve seen for this card — 80,000 ThankYou factors after you spend $4,000 on purchases throughout the first three months of account opening — and it is ending quickly.
According to TPG valuations that peg ThankYou factors at 1.8 cents apiece, the whole bonus is price $1,440.
While that’s undoubtedly price your consideration by itself, let’s dive deeper into the Premier to see what different perks it gives.
Here’s the official hyperlink to use for the Citi Premier Card with an 80,000-point bonus.
Aside from the potential factors haul that the sign-up bonus represents, the Citi Premier is among the greatest earners amongst rewards bank cards due to its varied bonus classes. They embrace:
You’ll obtain 1 level per greenback on all different purchases.
Cardholders additionally obtain a $100 resort credit score on purchases of $500 or extra (excluding taxes and costs) made by way of ThankYou.com as soon as per calendar 12 months.
Sign up for our every day e-newsletter
Apply right here for the 80,000-point bonus on the Citi Premier Card.
What are you able to do with these ThankYou factors?
What’s notably useful about ThankYou factors is the power to make the most of the issuer’s airline and resort switch companions.
For some context, after assembly the preliminary spending requirement of $4,000 within the first three months, you’ll have no less than 84,000 ThankYou factors — and much more should you’ve spent within the bonus classes listed above.
That’s sufficient for a number of round-trip home United flights or a Lufthansa business-class flight to Europe (you’d want 87,000 factors to fly Lufthansa first-class) booked by way of Citi’s switch accomplice, Avianca LifeMiles. There are additionally loads of nice redemptions by way of Singapore KrisFlyer, Virgin Atlantic Flying Club, Air France-KLM Flying Blue, Etihad Guest and different airline (plus two resort) accomplice packages.
However, should you worth simplicity, the 80,000-point sign-up bonus will allow you to e-book $800 of paid journey instantly by way of the Citi ThankYou journey heart. You’ll earn miles and elite standing on these flights by redeeming factors this fashion, and also you don’t have to fret about award availability. You may additionally redeem your factors for $800 in present playing cards.
Related: Everything you’ll want to learn about ThankYou factors
Things to contemplate
You aren’t eligible for the sign-up bonus on the Citi Premier should you’ve opened or closed choose Citi playing cards within the final 24 months. Here’s the particular verbiage with these restrictions:
Bonus ThankYou® Points aren’t out there should you obtained a brand new cardmember bonus for Citi Rewards+℠, Citi ThankYou® Preferred, Citi ThankYou® Premier/Citi Premier℠ or Citi Prestige®, or when you have closed any of those accounts, up to now 24 months.
There are tons of different smaller advantages on this card that may get overshadowed by the large ones: free FICO credit score rating monitoring, short-term buy lock, misplaced pockets safety for emergency money, Citi Concierge entry, complimentary ShopRunner membership, no overseas transaction charges, Citi Entertainment and extra.
Unfortunately, in 2019, Citi eliminated many journey safety advantages, together with misplaced baggage protection and journey delay reimbursement.
Related: Review of the Citi Premier Card
Bottom line
Between the all-time-high sign-up bonus and incomes 3 factors per greenback on a variety of fashionable bonus classes, now is a superb time to contemplate the Citi Premier Card. However, this provide is ending quickly, so should you’ve been holding off, you may wish to bounce on it sooner slightly than later.
If you’re prepared so as to add the Citi Premier to your pockets, right here’s the hyperlink to use for the cardboard with an 80,000-point bonus.
Additional reporting by Ryan Wilcox and Juan Ruiz.