The greatest playing cards to pair with the Amex Gold – The Points Guy

The American Express® Gold Card is a card we will not reside with out.

It earns 4 factors per greenback spent at U.S. supermarkets (as much as $25,000 in purchases per calendar 12 months; 1 level per greenback after) and eating at eating places in addition to 3 factors per greenback on flights booked straight or via Amex Travel.

The card additionally comes with as much as $10 in month-to-month eating credit on eligible purchases at collaborating eating places and as much as $120 in annual Uber Cash credit (which can be utilized for Uber or Uber Eats) for U.S. clients. Card have to be added to Uber account to obtain the Uber Cash profit and enrollment required for choose advantages.

But though it’s an awesome card by itself, it additionally pairs effectively with different rewards playing cards to construct a extra well-rounded card technique.

Today, we’re reviewing a couple of playing cards that pair effectively with the Amex Gold.

Supercharge your Membership Rewards stability

The first playing cards you need to take into account pairing with the Amex Gold are different Membership Rewards points-earning playing cards. Amex lets you pool your factors into one Membership Rewards account, which means you possibly can earn throughout a number of playing cards and money in for one implausible redemption.

The Platinum Card® from American Express

Annual charge: $695 (see charges and costs).

Welcome bonus: Earn 80,000 Membership Rewards Points after you spend $6,000 on purchases throughout the first six months of cardmembership.

Rewards price: Earn 5 factors per greenback on airfare bought straight from the airline or via Amex Travel on as much as $500,000 on these purchases per calendar 12 months) and pay as you go resorts booked via Amex Travel.

If you’re a frequent traveler seeking to improve your experiences, the Amex Platinum might be an awesome alternative so as to add to your pockets alongside the Amex Gold. You’ll earn extra on eligible airfare and resorts, plus you’ll get a stellar lineup of journey perks, together with lounge entry, elite standing with each Marriott and Hilton and a whole lot of {dollars} in assorted assertion credit. Enrollment required for choose advantages.

For extra particulars, take a look at our full Amex Platinum evaluate.

Apply right here: Amex Platinum Card

The Amex Everyday® Preferred Credit Card from American Express

Annual charge: $95.

Welcome bonus: Earn 15,000 factors after you spend $1,000 on purchases within the first three months of account opening.

Rewards price: Earn 3 factors per greenback spent at U.S. supermarkets (on as much as $6,000 in eligible purchases every year), 2 factors per greenback at U.S. fuel stations and 1 level per greenback on all different purchases.

The Amex Everyday Preferred usually flies underneath the radar, but it surely’s a strong entry level into the Membership Rewards program if you’re a newbie. It additionally makes a strong pairing with the Amex Gold. You’ll get 2 factors per greenback at U.S. fuel stations — a bonus class the Amex Gold lacks — however you too can get a 50% factors incomes bonus on the finish of every month in the event you use your card greater than 30 occasions. This makes it an awesome alternative for on a regular basis spending alongside the Amex Gold to spice up your Membership Rewards stability.

For extra particulars, take a look at our full evaluate of the Amex Everyday Preferred.

The details about the Amex Everyday Preferred has been collected independently by The Points Guy. The card particulars on this web page haven’t been reviewed or permitted by the issuer.

Rack up factors or miles with an Amex journey accomplice

If you might be loyal to one of many resorts or airways which are a Membership Rewards switch accomplice, like Delta SkyMiles or Hilton Honors, a cobranded card might be an effective way to complement your incomes potential.

Delta SkyMiles® Gold American Express Card

Annual charge: $0 introductory annual charge for the primary 12 months, then $99 (see charges and costs).

Welcome bonus: Earn 70,000 bonus miles after you spend $2,000 in purchases in your new card in your first six months of cardmembership.

Rewards price: Earn 2 factors per greenback on eligible Delta, restaurant and U.S. grocery store purchases.

Those who reside close to a Delta hub or commonly fly with the airline could be serious about a Delta cobranded bank card that helps you earn bonus miles on flights and provides you some good airline advantages. Delta is considered one of Amex’s switch companions, which makes utilizing your Amex Gold to complement your Delta incomes for redemptions simple.

The Delta SkyMiles Gold Amex is a good alternative for informal flyers and those that don’t wish to add a excessive annual charge to their pockets. Still, Delta’s different bank cards are additionally glorious selections for many who need assist hitting elite standing with the airline.

For extra particulars, take a look at our full evaluate of the Delta SkyMiles Gold.

Apply right here: Delta SkyMiles Gold Amex Card

Hilton Honors American Express Surpass® Card

Annual charge: $95 annual charge (see charges & charges).

Welcome bonus: Earn 150,000 Hilton Honors bonus factors after you spend $3,000 in purchases on the cardboard within the first six months of card membership. Offer ends April 5.

Rewards price: Earn 12 factors per greenback spent on eligible purchases at Hilton resorts; 6 factors per greenback spent at U.S. eating places, U.S. supermarkets, and U.S. fuel stations; and three factors per greenback spent on different eligible purchases.

If you might be loyal to Hilton Hotels whenever you journey, having a Hilton bank card in your pockets could also be a good suggestion. The card comes with complimentary Gold standing (although you possibly can earn Diamond standing whenever you spend $40,000 on eligible purchases in your card in a calendar 12 months), a free evening award after spending $15,000 every calendar 12 months, 10 free Priority Pass visits yearly and extra. Enrollment required for choose advantages.

It’s a strong card to pair together with your Amex Gold as a result of it earns in one of many classes the Amex Gold misses — Hilton lodge stays — and you may switch Membership Rewards to Hilton Honors that will help you prime off your Hilton account for redemptions.

For extra particulars, take a look at our full evaluate of the Hilton Honors Surpass.

Apply right here: Hilton Honors Surpass Credit Card

Stock up on different sorts of factors

Of course, there’s additionally worth in having playing cards that earn fully completely different currencies in your pockets to maximise your redemption choices throughout the board. Here are some choices to diversify the factors and miles you’re incomes.

Chase Sapphire Preferred Card

Annual charge: $95.

Sign-up bonus: Earn 60,000 Ultimate Rewards factors whenever you spend $4,000 on purchases within the first three months of account opening.

Rewards price: Earn 3 factors per greenback on eating purchases and a couple of factors per greenback on a beneficiant definition of journey purchases. Earn 5 factors per greenback on Lyft via March 2025.

At face worth, chances are you’ll marvel why the Chase Sapphire Preferred is an effective card to pair with the Amex Gold, contemplating it earns 2 factors per greenback on journey and three factors on eating — two classes that overlap with the Amex Gold. But Chase defines journey broadly, which makes this card an awesome alternative for journey spending that isn’t flights booked straight via the airline or Amex Travel. Chase can be extra beneficiant than Amex in defining ‘eating’, which incorporates most bars.

And in terms of incomes diversified factors, Amex and Chase each supply probably the most beneficial versatile rewards currencies in the marketplace — each are value 2 cents every based on TPG valuations — and include a novel set of redemption choices, so it is smart to have each in your pockets.

For extra particulars, take a look at our full evaluate of the Chase Sapphire Preferred.

Apply right here: Chase Sapphire Preferred Card

Capital One Venture Rewards Credit Card

Annual charge: $95.

Sign-up bonus: Earn 75,000 bonus miles whenever you spend $4,000 on purchases within the first three months from account opening.

Rewards price: Earn 2 miles per greenback spent on each buy.

If you desire a catch-all card on your non-bonus spending, you possibly can’t get a lot better than the Capital One Venture. You’ll earn 2 miles per greenback on each buy, and Capital One has lately taken steps to noticeably improve its journey redemption choices.

Between a revamped lineup of switch companions, the fixed-value redemption possibility for broader journey purchases and boosted earn charges when reserving journey via the Capital One journey portal down the road, now is a good time so as to add this card to your pockets.

For extra particulars, take a look at our full evaluate of the Capital One Venture Card.

Apply right here: Capital One Venture Rewards Credit Card

Bottom line

Maximize your incomes potential by getting a card that pairs effectively together with your Amex Gold.

Of course, the choices listed right here aren’t the one good ones. If you are loyal to a distinct lodge or airline, akin to American Airlines or Hyatt, it will possibly make sense to have a cobranded card with that model to earn these factors and miles because you received’t together with your Amex. Alternatively, these with a facet hustle might discover extra worth in pairing your Amex Gold with a enterprise bank card.

And in the event you haven’t added the Amex Gold to your pockets but, now is a good time to use and earn 60,000 Membership Rewards® factors after you spend $4,000 on eligible purchases together with your new card throughout the first six months of card membership. However, you would possibly be capable of earn the next sign-up bonus via a buddy or cherished one’s referral hyperlink via June 7.

Official utility hyperlink: American Express Gold Card

Additional reporting by Madison Blancaflor.

For charges and costs of the Amex Platinum card, please click on right here.
For charges and costs of the Amex Gold card, please click on right here.
For charges and costs of the Hilton Surpass card, please click on right here.
For charges and costs of the Delta SkyMiles Gold card, please click on right here.