Sign-up bonuses come and go, however it’s not typically that they are often described as “best-ever.” The elevated provides on two IHG bank cards are simply that — and time’s working out to take benefit.
If you may have upcoming journey to any of IHG’s manufacturers — which embody Holiday Inn, Holiday Inn Express, Crowne Plaza, Kimpton, InterContinental and Hotel Indigo — these new playing cards can prevent a whole lot of {dollars} yr after yr. And that’s past the juicy welcome bonuses accessible, ending April 5.
Let’s check out these welcome provides and see which IHG Rewards card is one of the best match for you.
IHG Rewards Premier Credit Card
Sign-up bonus: Earn 175,000 bonus factors after spending $3,000 on purchases inside the first three months of account opening. TPG values this bonus at $875. This is the highest supply ever on the IHG Premier card. Offer ends April 5.
Annual price: $99.
Earning fee: 10 factors per greenback on IHG stays, 5 factors per greenback on all different journey, 5 factors per greenback on eating (together with takeout and eligible supply companies) and gasoline stations, and three factors per greenback on all different eligible purchases.
Why we prefer it: The card comes with a free night time value as much as 40,000 factors on every account anniversary. Other essential perks embody automated IHG Platinum elite standing (with a pathway to Diamond), as much as $50 of United TravelBank money per calendar yr, reimbursement to your utility price to Global Entry, TSA PreCheck or Nexus each for years and extra — all for a $99 annual price.
Factoring within the card’s fourth-night award perk (if you use factors to pay for 3 nights and get the fourth as a bonus), you may stand up to twenty award nights at IHG accommodations with this one sign-up bonus. Reward nights begin at simply 10,000 factors apiece, starting from practical choices within the U.S. to lodgings overseas in Berlin, Brazil and past.
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For extra particulars, see our full assessment of the IHG Premier card.
Official utility hyperlink: IHG Rewards Premier Credit Card.
IHG Rewards Traveler Credit Card
Sign-up bonus: Earn 120,000 bonus factors after spending $2,000 on purchases inside the first three months of account opening. TPG values this bonus at $600. This is the highest supply ever on the IHG Traveler card. Offer ends April 5.
Annual price: $0.
Earning fee: 5 factors per greenback on IHG stays, 3 factors per greenback on utilities, web, cable, telephone and choose streaming companies, 3 factors per greenback on eating (together with takeout and eligible supply companies) and gasoline stations, and a couple of factors per greenback on all different eligible purchases.
Why we prefer it: IHG’s no-annual-fee card, the IHG Rewards Traveler Credit Card, provides automated Silver Elite standing and the power to get a fourth night time free on bookings the place you pay with factors. Plus, the present sign-up bonus is strong for a card with no up-front, yearly value.
For extra particulars, see our full assessment of the IHG Traveler card.
Official utility hyperlink: IHG Rewards Traveler Credit Card.
IHG Rewards Premier Business Credit Card
Sign-up bonus: Earn 140,000 bonus factors after spending $3,000 on purchases within the first three months from account opening. TPG values this bonus at $700.
Annual price: $99.
Earning fee: 10 factors per greenback on IHG stays, 5 factors per greenback on journey, eating, gasoline, social media and search engine promoting and at workplace provide shops, and three factors per greenback on all different eligible purchases.
Why we prefer it: The IHG Rewards Premier Business Credit Card mimics lots of the identical nice perks on the buyer model — the IHG Rewards Premier Credit Card.
For occasion, the annual free night time award (value as much as 40,000 factors) can be topped off with a limiteless variety of factors, and also you’ll additionally get pleasure from elite perks because of automated IHG Platinum standing. Cardholders will even obtain an extra free night time award value as much as 40,000 factors (that can be topped off with extra factors) after spending $60,000 every calendar yr.
Other advantages embody reimbursement to your utility price to Global Entry, TSA PreChecokay or Nexus, a fourth night time free on award stays and $50 of United TravelBank credit score every year.
For extra particulars, see our full assessment of the IHG Business card.
Official utility hyperlink: IHG Rewards Premier Business Credit Card.
Reasons to get an IHG Rewards card past the bonus
Earning as much as 175,000 factors for including a brand new card to your pockets may be very attractive, however these three playing cards supply a number of potential worth past that preliminary haul of factors.
Elite standing
Every IHG Rewards card provides some stage of automated elite standing.
For instance, IHG Rewards Premier and IHG Rewards Premier Business cardholders will earn automated IHG Platinum Elite standing. TPG at present values Platinum Elite standing at $1,245 for many who earn it by stays. Obviously, that worth is much less for many who keep at IHG-branded accommodations much less steadily, however you must be capable to recoup the $99 annual price on the buyer or enterprise model of the Premier card in the event you spend various nights a yr at IHG properties.
Fourth-night-reward profit
All IHG Rewards cardholders automatically get a fourth consecutive night time reward. In brief, if you redeem factors for stays of 4 nights or extra, the fourth night time is complimentary.
This profit’s worth relies on your journey type. For vacationers who solely e-book brief resort stays, this isn’t very helpful. But for vacationers who keep lengthy sufficient to make the most of this perk, it may be extremely worthwhile. And there’s no cap on what number of factors it can save you with this profit.
TPG values IHG factors at 0.5 cents every. Thus, a single fourth-night reward keep at a 20,000-point property saves you $100 value of IHG factors.
Related: The extremely simple method of redeeming IHG’s 4th-night reward
Category bonuses
The IHG Rewards playing cards show you how to rack up factors quick, because of an enlargement of bonus classes — together with gasoline, which could be an costly recurring buy for a lot of households.
But, it will get higher than that. Since the IHG Rewards Premier and the IHG Rewards Premier Business each grant you automated Platinum Elite standing, you’ll additionally earn a 50% factors bonus on IHG resort stays. IHG Rewards members earn 10 factors per greenback spent at most properties, so the 50% elite bonus offers 15 factors per greenback at IHG properties. Add that to the ten factors per greenback you earn with the cardboard and also you’ll get (no less than) 25 factors whole per greenback spent on the cardboard on IHG resort stays.
20% low cost on shopping for factors
Finally, if it’s essential to prime off your IHG factors steadiness, you may get a 20% low cost if you purchase factors along with your card. Combined with the power to prime off free night time certificates, this perk may very well be useful in the event you’re seeking to save up your awards for aspirational stays.
Application guidelines
You can have a number of IHG bank cards, however know that the IHG Rewards playing cards, like all different Chase playing cards, are topic to Chase’s 5/24 rule. This means in the event you’ve opened 5 or extra private bank card accounts throughout all banks within the final 24 months, Chase is unlikely to approve you.
Note that you just additionally aren’t eligible if any of those exclusions apply to you:
- For private playing cards: If you at present have a private IHG Rewards bank card (which incorporates the legacy IHG Rewards Club Select Credit Card that’s not accessible to new candidates) or in the event you acquired a bonus on any private IHG bank card up to now 24 months.
- For the IHG Business card: You acquired a brand new cardmember bonus on this card within the final 24 months.
Related: The final information to bank card utility restrictions
Bottom line
The IHG Rewards bank cards are much more attractive when you consider these wonderful new welcome provides. On prime of high quality advantages, you may obtain one of the best welcome bonuses we’ve ever seen on two of those three playing cards in the event you apply proper now by April 5.
Official utility hyperlink: IHG Rewards Premier Credit Card
Official utility hyperlink: IHG Rewards Traveler Credit Card
Official utility hyperlink: IHG Rewards Premier Business Credit Card
Additional reporting by Ryan Wilcox, Benji Stawski and Ryan Smith.