Are you eligible for a brand new Marriott Bonvoy card? This chart tells you sure or no

Editor’s observe: This submit is commonly up to date with new info.

When Marriott acquired Starwood Preferred Guest a couple of years in the past, it merged three separate loyalty packages — SPG, Ritz-Carlton Rewards and Marriott Rewards — into the brand new Marriott Bonvoy program, changing into a large rewards program with a worldwide footprint of inns and resorts.

This streamlined branding has helped reduce confusion, and new cardholders have benefited from new perks and welcome bonuses, because of Marriott’s numerous bank card portfolio.

Not solely are there a ton of properties to select from, however Marriott Bonvoy additionally gives a complete of six bank cards (one enterprise, 5 private) from two issuers (American Express and Chase).

Before making use of for any of those playing cards, you’ll need to examine our information to bank card application eligibility restrictions. The necessities fluctuate relying on the cardboard, and there’s not a number of logic at play right here.

Related: The finest Marriott bank cards

If you’re enthusiastic about buying one of many six Bonvoy-branded playing cards presently obtainable to new candidates, use this cheat sheet to see when you’ll be capable to apply based mostly on which playing cards you’ve had or presently have — together with playing cards that not exist.

Current Marriott Bonvoy welcome gives

Before we start, let’s assessment the present welcome gives on all six of Marriott’s bank cards:

Marriott Bonvoy Bevy™ American Express® Card

Applicants can earn 125,000 bonus factors after spending $4,000 on purchases inside the first three months of card membership.

TPG values Marriott factors at 0.84 cents every, making this bonus value $1,050. Cardholders additionally obtain computerized Gold Elite standing with Marriott Bonvoy. The card’s annual charge is $250 (see charges and charges). For extra particulars, learn our Marriott Bonvoy Bevy bank card assessment.

Official utility hyperlink: Marriott Bonvoy Bevy American Express Card

Marriott Bonvoy Bold Credit Card

Applicants can earn 30,000 bonus factors after spending $1,000 on purchases inside the first three months from account opening.

TPG values Marriott factors at 0.84 cents every, making this bonus value $252. Cardholders additionally obtain computerized Silver Elite standing with Marriott Bonvoy. The card has no annual charge. For extra particulars, learn our Marriott Bonvoy Bold bank card assessment.

Official utility hyperlink: Marriott Bonvoy Bold Credit Card

Marriott Bonvoy Boundless Credit Card

Applicants can earn three free evening awards (every evening valued at as much as 50,000 factors) after spending $3,000 on purchases inside the first three months from account opening.

TPG values Marriott factors at 0.84 cents every, making this bonus value as much as $1,260. Cardholders additionally obtain computerized Silver Elite standing with Marriott Bonvoy. The card has a $95 annual charge. For extra particulars, learn our Marriott Bonvoy Boundless bank card assessment.

Official utility hyperlink: Marriott Bonvoy Boundless Credit Card

Marriott Bonvoy Bountiful Card

Applicants can earn 125,000 bonus factors after spending $4,000 on purchases inside the first three months from account opening.

TPG values Marriott factors at 0.84 cents every, making this bonus value $1,050. Cardholders additionally obtain computerized Gold Elite standing with Marriott Bonvoy. The card has an annual charge of $250. For extra particulars, learn our Marriott Bonvoy Bountiful bank card assessment.

The info for the Marriott Bonvoy Bountiful card has been collected independently by The Points Guy. The card particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Marriott Bonvoy Brilliant™ American Express® Card

Applicants can earn 150,000 bonus factors after spending $5,000 on eligible purchases inside the first three months from account opening.

TPG values Marriott factors at 0.84 cents every, making this bonus value $1,260. Cardholders additionally obtain computerized Platinum Elite standing. The card has an annual charge of $650 (see charges and charges). For extra particulars, learn our Marriott Bonvoy Brilliant bank card assessment.

Official utility hyperlink: Marriott Bonvoy Brilliant American Express Card

Marriott Bonvoy Business® American Express® Card

Applicants can earn 75,000 bonus factors after spending $3,000 on purchases inside the first three months from account opening.

TPG values Marriott factors at 0.84 cents every, making this bonus value $630. Cardholders additionally obtain computerized Gold Elite standing. The card has an annual charge of $125 (see charges and charges). For extra particulars, learn our Marriott Bonvoy Business bank card assessment.

Official utility hyperlink: Marriott Bonvoy Business American Express Card

Marriott Bonvoy card eligibility chart

Across the highest, you will see the identify of the Marriott bank cards that you could presently apply for. Down the left aspect, you’ll discover the names of present and former Marriott bank cards you will have or might have had prior to now.

Here’s what the knowledge within the chart signifies:

• OK: You ought to be capable to get the welcome bonus from this card when you apply and are authorised.
• N/A: You have already got this card or have had this card earlier than.
• 30 days: You can not have or have had this card prior to now 30 days.
• 90 days: You can not have opened this bank card within the final 90 days (however you’ll be able to have the cardboard if it was opened greater than 90 days in the past).
• 24 months: You can not have acquired a welcome bonus or improve bonus on this card within the final 24 months (however you’ll be able to have the cardboard).
• Close: You can not presently have this card or have acquired a welcome bonus for it within the final 24 months.

Reminder about earlier SPG bank cards

If you’re questioning the place the SPG bank cards from American Express are on the above chart, do not forget that these had been transformed to Bonvoy-branded playing cards. The three Amex playing cards close to the underside of the far-left column are the SPG playing cards with their up to date branding. As a refresher, right here’s how the SPG Amex playing cards transformed to Bonvoy Amex names:

• The Starwood Preferred Guest Card from American Express turned the Marriott Bonvoy American Express Card (not open to new candidates).
• The Starwood Preferred Guest Luxury Card from American Express turned the Marriott Bonvoy Brilliant American Express Card.
• The Starwood Preferred Guest Business Card from American Express turned the Marriott Bonvoy Business American Express Card.

Keep in thoughts that Amex and Chase provide card bonus qualification instruments on their web sites, and these ought to let you recognize whether or not or not you’ll be able to efficiently apply for a card and earn the welcome bonus earlier than the system runs your credit score and also you formally apply for the cardboard.

But a sound journey rewards card technique contains some planning, so when you’re enthusiastic about considered one of these playing cards, you would possibly as nicely seek the advice of the chart above.

Related: Does it is smart to carry a number of Marriott Bonvoy playing cards?

Reminder about playing cards closed to new candidates

From the chart above, you in all probability observed that six playing cards throughout the highest can be found for brand spanking new functions, but the column on the left lists many extra playing cards. That’s as a result of there are a number of playing cards not obtainable to new candidates.

A superb instance is the Ritz-Carlton bank card. This card is issued by Chase and is not obtainable to new candidates, however you’ll be able to change to this card from one other Marriott bank card. And though it’s not open to new candidates, playing cards just like the Ritz-Carlton bank card and different Marriott-branded or SPG-branded playing cards you had prior to now can nonetheless play a job in figuring out which present Marriott bank cards you’re eligible for immediately.

In order to know which card bonuses it’s possible you’ll be eligible for, it’s essential to have a look at accounts you had prior to now and discover the dates you closed these accounts and the dates on which you acquired sign-up bonuses. If you’re not sure, you will discover this info by contacting the cardboard issuer by way of chat, safe message on-line or by calling customer support.

Chase 5/24 rule

Another restriction to be conscious of is Chase’s notorious 5/24 rule. No matter how nice your credit score rating is, you doubtless gained’t qualify for any Chase-issued card — on this case, the Boundless, Bountiful and Bold — when you’ve opened 5 or extra bank cards prior to now 24 months.

If you’re presently over your 5/24 slots, you may nonetheless qualify for the Brilliant, Bevy or Business playing cards from Amex — as long as you meet the opposite eligibility restrictions famous above.

Related: The finest methods to make use of your Chase 5/24 slots

Amex eligibility pop-up window and bonus restrictions

If you resolve to use for a card with American Express, there’s a bonus eligibility pop-up window that can advise you — earlier than submitting your utility — when you aren’t eligible for a welcome bonus on a card. That approach, you’ll be able to resolve whether or not to proceed with the applying when you gained’t be capable to obtain the welcome bonus.

This may be useful when you aren’t certain whether or not you’re eligible for a brand new cardmember bonus with American Express and need to begin an utility to seek out out however don’t need to submit it till you’ve confirmed your bonus eligibility.

Additionally, do not forget that Amex has once-per-lifetime bonus restrictions. That means that you could be not be capable to get a bonus on a bank card utility when you had that card prior to now. This may even apply to earlier variations of a bank card, akin to doubtlessly being ineligible for a bonus on the Bonvoy Brilliant Amex card when you beforehand had the SPG Luxury card from American Express.

Related: A whole information to Amex’s one-bonus-per-lifetime restrictions

Bottom line

Marriott gives a number of nice playing cards with sturdy welcome bonuses and extremely helpful free evening certificates. Unfortunately, the applying guidelines are relatively difficult as you should stability issuer-specific guidelines with further restrictions across the Marriott card household. The chart above could make issues clearer and assist you to perceive whether or not you’re eligible for a welcome bonus on a Marriott bank card.

Official utility hyperlink: Marriott Bonvoy Bevy
Official utility hyperlink: Marriott Bonvoy Bold
Official utility hyperlink: Marriott Bonvoy Boundless
Official utility hyperlink: Marriott Bonvoy Brilliant
Official utility hyperlink: Marriott Bonvoy Business

Additional reporting by Ethan Steinberg and Stella Shon.

For charges and charges of the Marriott Bonvoy Bevy Amex, click on right here.
For charges and charges of the Marriott Bonvoy Brilliant Amex, click on right here.
For charges and charges of the Marriott Bonvoy Business Amex, click on right here.