The wait is over: You can now apply for an Amtrak bank card once more and obtain a welcome bonus.
In December of 2021, purposes for the Amtrak Guest Rewards bank cards disappeared from the Bank of America web site. At the time, there was no announcement, leaving everybody to marvel if or when purposes would open once more.
In early September of 2022, we discovered that First National Bank of Omaha (FNBO) would take over these accounts, subject new playing cards and make slight changes to perks, incomes buildings and annual charges. However, the playing cards remained largely unchanged, aside from being issued by a brand new financial institution.
The information of a brand new bank card issuer left us to take a position that at this time would lastly come: the return of purposes and sign-up bonuses on Amtrak Guest Rewards bank cards.
The greatest provide we have ever seen on an Amtrak bank card was 50,000 factors after spending $2,500 on purchases. The present bonuses aren’t fairly that prime however do match the usual affords we have come to count on from Amtrak through the years.
Amtrak Guest Rewards® Preferred Mastercard®
Of the 2 Amtrak bank cards out there, this card has extra perks and in addition has an annual charge.
Sign-up bonus: New candidates can earn 30,000 bonus factors after spending $1,000 on purchases throughout the first three billing cycles from account opening. TPG values Amtrak factors at 2.5 cents apiece, making this bonus value $750.
Annual charge: $99.
Earning construction: Earn 3 factors per greenback spent on Amtrak journey (together with onboard purchases), 2 factors per greenback on eating, journey, transit and rideshare and 1 level per greenback on all different purchases.
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Key advantages: Cardholders obtain a 20% rebate (as an announcement credit score) for onboard meals and beverage purchases utilizing the Amtrak Guest Rewards Preferred card. Additionally, cardholders obtain a 5% factors rebate when redeeming factors with Amtrak, are exempt from factors expiration and might earn tier standing sooner by incomes 1,000 Tier Qualifying Points (TQPs) after every $5,000 in purchases on the cardboard. There are not any international transaction charges on the cardboard.
Cardholders additionally obtain the next advantages on account opening and once more on every account anniversary:
- A station lounge move.
- One-class improve.
- Round-trip companion coupon.
The info for the Amtrak Guest Rewards Preferred card has been collected independently by The Points Guy. The card particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Related: Your full information to Amtrak Guest Rewards
Amtrak Guest Rewards® Mastercard®
For these on the lookout for a bank card with out an annual charge, the Amtrak Guest Rewards card would not have one.
Sign-up bonus: New candidates can earn 12,000 bonus factors after spending $1,000 on purchases throughout the first three billing cycles from account opening. TPG values Amtrak factors at 2.5 cents apiece, making this bonus value $300.
Annual charge: $0.
Earning construction: Earn 2 factors per greenback on Amtrak journey (together with onboard purchases), 2 factors per greenback on eating and 1 level per greenback on all different purchases.
Key advantages: Cardholders obtain a ten% rebate (as an announcement credit score) for onboard meals and beverage purchases. Other advantages embrace exemption from factors expiration, a 5% rebate when redeeming factors for journey on Amtrak and no international transaction charges.
The info for the Amtrak Guest Rewards card has been collected independently by The Points Guy. The card particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
See additionally: Earn double factors on Amtrak journey this fall
Bottom line
Existing cardholders who’ve Amtrak Guest Rewards bank cards from Bank of America ought to have acquired their new playing cards within the mail by now and will be capable to use them.
Now that FNBO is issuing Amtrak’s bank cards, the playing cards can be found for brand new purposes and are providing sign-up bonuses value as much as $750, relying on which card you apply for.
If you are concerned with making use of for both of the Amtrak Guest Rewards bank cards, you are able to do so right here.