There are presently six Marriott bank cards obtainable to new candidates and a number of other playing cards that not settle for new functions. Chase gives three of the Marriott bank cards you may presently apply for, whereas American Express gives the opposite three.
These playing cards are related in some methods and totally different in different methods. Suppose you are eager about making use of for a Marriott bank card. In that case, chances are you’ll be contemplating the Marriott Bonvoy Bountiful Card or Marriott Bonvoy Boundless Credit Card, each of that are provided by Chase, and earn factors and rewards with Marriott’s loyalty program, Bonvoy.
Which do you have to select? Let’s take a look at the similarities and variations between the Bountiful and Boundless playing cards that can assist you determine which choice is healthier.
Benefits widespread to each playing cards
Before we focus on how they differ, this is what the Marriott Bonvoy Bountiful and Marriott Bonvoy Boundless playing cards have in widespread:
- Type of factors earned: Both playing cards earn Marriott Bonvy factors. TPG values these factors at 0.84 cents apiece. While the obvious use of those factors is for lodge stays with Marriott, there are different makes use of (although some usually are not very useful), together with transferring factors to quite a few airline companions to redeem them for flights.
- Earning charges at Marriott Bonvoy inns and resorts: Both playing cards present 6 factors per greenback when paying for room charges, meals or different costs at Marriott Bonvoy properties. This yields a 5.04% return on spending, primarily based on TPG’s most up-to-date factors valuations.
- Earning charges on on a regular basis purchases: Both playing cards earn 2 factors per greenback on purchases that do not fall into bonus classes or on purchases in bonus classes after exceeding the annual spending caps for bonus factors. Earning 2 factors per greenback quantities to a 1.68% return on spending, primarily based on TPG’s newest valuations.
- Elite evening credit acquired every year: You’ll begin every year with 15 elite evening credit by holding both of those playing cards. Elite evening credit are what you should earn elite standing with Marriott Bonvoy. For reference, you will want 50 nights per yr to succeed in Platinum Elite standing, the place advantages like free breakfast and suite upgrades kick in.
- “Fifth evening free” profit: When redeeming factors for lodge stays with Marriott Bonvoy, you will get a fifth evening free. This means redeeming factors for a lodge keep of 4 or 5 nights will price the identical. Please word that this profit solely applies to factors redemptions and doesn’t apply when paying money or utilizing free evening awards.
- Credit card issuer and software guidelines: As each playing cards are issued by Chase, each are topic to Chase’s bank card software guidelines and restrictions. The most well-known of those is the 5/24 rule, which means you will probably be denied when you’ve got opened 5 or extra accounts (5) within the final 24 months (24) throughout all bank card issuers. Another rule is that you simply probably will not be accepted for greater than two bank cards from Chase inside 30 days.
- Travel protections: Both playing cards provide journey delay reimbursement, misplaced baggage reimbursement and baggage delay insurance coverage.
- Purchase safety: Both playing cards provide buy safety on gadgets you paid for along with your card, obtainable as much as 120 days from the acquisition date however topic to limits on the variety of claims and per-claim worth limits.
The info for the Marriott Bonvoy Bountiful card has been collected independently by The Points Guy. The card particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Marriott Bonvoy Bountiful overview
Current sign-up bonus
New candidates for the Bountiful card can earn 125,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. TPG values this bonus at $1,050.
Earning factors
You will earn 6 factors per greenback at inns and resorts that take part in Marriott Bonvoy, 4 factors per greenback on eating and groceries and earn 2 factors per greenback on all different purchases. That being mentioned, you will solely earn 4 factors per greenback on the primary $15,000 of eating and grocery purchases per yr; after that, you will earn 2 factors per greenback for the remainder of that calendar yr.
TPG values Marriott Bonvoy factors at 0.84 cents every; thus, these incomes charges characterize a 5.04%, 3.36% or 1.68% return on spending.
Other advantages and perks
You’ll have entry to Chase Offers, which may help you lower your expenses by way of rebates on purchases. You can also get a free yr of DashPass from DoorDash if you happen to enroll by Dec. 31, 2024.
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Moreover, the Bountiful card gives you with a number of journey and buying protections that may assist in instances of want. Baggage delay insurance coverage can reimburse you for as much as $100 per day for as much as 5 days when your baggage is delayed by six hours or extra. Lost baggage reimbursement can present as much as $3,000 per passenger in case your journey provider completely loses your baggage. Trip delay reimbursement can reimburse as much as $500 of bills per ticket when your journey is delayed in a single day or by 12 hours or extra.
You’ll even have buy safety for 120 days on new purchases made with the Bountiful card. This protection is restricted to $500 per declare and as much as $50,000 per account. Lastly, there’s an prolonged guarantee profit; this provides an additional yr to U.S. producers’ warranties of three years or much less.
Annual payment: $250.
Check out our full evaluate of the Marriott Bonvoy Bountiful card for extra particulars.
Marriott Bonvoy Boundless overview
Current sign-up bonus
Applicants for the Boundless card can earn three free evening awards after spending $3,000 on purchases inside three months from account opening. Each free evening award is value as much as 50,000 factors. Based on TPG’s valuation of Marriott factors at 0.84 cents every, this bonus is value as much as $1,260 in whole worth if you happen to can maximize every free evening award.
Related: 13 greatest makes use of of the Marriott 50,000-point certificates for household holidays
Earning factors
Cardholders will earn 6 factors per greenback at Marriott Bonvoy-participating properties; 3 factors per greenback on the primary $6,000 of annual spending at gasoline stations, grocery shops and eating (then 2 factors per greenback thereafter); and a pair of factors per greenback on different purchases. TPG values Marriott Bonvoy factors at 0.84 cents every; thus, these incomes charges characterize a 5.04%, 2.52% or 1.68% return on spending, respectively.
Related: 17 methods to earn a number of Marriott Bonvoy factors
Other advantages and perks
Boundless cardholders obtain automated Silver Elite standing with Marribott Bonvoy — offering perks like bonus factors on stays, discounted member charges on lodge rooms and late checkout — plus 15 elite evening credit every year, serving to you work towards increased standing ranges in Marriott Bonvoy. Additionally, Boundless cardholders obtain a further elite evening credit score towards standing for every $5,000 spent on the cardboard and may obtain Gold Elite standing after spending $35,000 on the cardboard in a calendar yr.
Each yr in your account anniversary, you will obtain a free evening award value as much as 35,000 factors. There’s no spending requirement to obtain this profit; all that is required is holding your account open and paying the annual payment. If you need to make use of this free evening award at a property that prices greater than 35,000 factors per evening, you may add as much as 15,000 factors to this certificates when redeeming (for a most of fifty,000 whole factors in worth).
Related: How to make use of a Marriott Bonvoy 35,000-point certificates
As with the Bountiful card, you will have entry to Chase Offers and may get a free yr of DashPass from DoorDash if you happen to enroll by Dec. 31, 2024.
You’ll even have advantages like baggage delay insurance coverage, misplaced baggage reimbursement, journey delay reimbursement and buy safety. Baggage delay insurance coverage can reimburse as much as $100 per day for as much as 5 days when your baggage is delayed by six hours or extra. On the opposite hand, misplaced baggage reimbursement reimburses you for checked or carry-on baggage which are misplaced or broken by your provider — as much as $3,000 per passenger.
Trip delay reimbursement will reimburse you when your journey is delayed by 12 hours or extra (or in a single day for any period of time), reimbursing your bills for as much as $500 per ticket. Purchase safety covers gadgets paid for along with your Boundless card for as much as 120 days from the date of buy, protecting injury or theft as much as $500 per declare and as much as $50,000 per account.
Annual payment: $95.
Check out our full evaluate of the Marriott Bonvoy Boundless card for extra particulars.
Which card do you have to get?
As Chase gives each playing cards, we’ll assume you are beneath 5/24. We’ll additionally assume that you simply’re eligible for each bank card bonuses.
Related: Are you eligible for a brand new Marriott Bonvoy card? This chart tells you sure or no
If you are eligible to open and obtain the bonus on both card, listed below are the explanations for and in opposition to making use of for the Boundless and Bountiful playing cards if you happen to can solely select one.
The case for the Bountiful card
If you’d wish to obtain Gold Elite standing mechanically, that is your winner. Plus, if you happen to’d desire to obtain a bonus of factors as a substitute of free evening awards, this card will present factors — which you should utilize as you see match, quite than having to make use of free evening awards. Also, the Bountiful card gives prolonged guarantee safety, which the Boundless card does not present.
Plus, if you happen to spend greater than $6,000 per yr in mixed purchases between groceries and eating, then this card will help you preserve incomes factors at increased charges. You’ll earn 4 factors per greenback on the primary $15,000 of these purchases every year, quite than 3 factors per greenback on $6,000 of these purchases per yr (for reference, this class is mixed with gasoline station purchases on the Boundless card).
The case for the Boundless card
If you need a free evening award every year that you simply preserve your account open, you will get one with the Boundless card however not on the Bountiful card — until you spend $15,000. Plus, take into account this comparability: The free evening award on the Boundless card comes mechanically and is value as much as 35,000 factors. The free evening award earned from spending $15,000 on the Bountiful card is value 50,000 factors. However, you can add 15,000 factors to the free evening award from the Boundless card to create a 50,000-point redemption. The spending required to earn these further 15,000 factors you want? It could be $7,500 at most, relying on which classes you are spending on. Using the Boundless card, you can get a 50,000-point free evening award for lower than half the spending (and a less expensive annual payment).
Plus, some individuals like receiving free evening awards as a sign-up bonus, as a substitute of factors. This could be advantageous if you wish to splurge on lodge stays or do not journey typically. Another motive to think about the Boundless card is the power to earn one elite evening credit score for every $5,000 spent on the cardboard. In the instance above, you’d spend $7,500 (or perhaps much less, relying on spending classes) to have the ability to make a 50,000-point redemption, and you’d additionally get an additional elite evening credit score in your Bonvoy account within the course of. You’d get a free evening award however no further elite evening credit after spending $15,000 on the Bountiful card.
Bottom line
The Bountiful and Boundless playing cards, which Chase points, earn Marriott factors.
While a few of their incomes classes are related, there are extra variations than similarities between these playing cards. If you have been torn between these two playing cards, it is best to have a greater understanding now of which is a greater match to your pockets.
Official software hyperlink: Marriott Bonvoy Boundless Credit Card